Monday, February 11, 2013

How to keep jewelry from moving inside a gift box?

Q. So my husband and I bought a set of matching ear rings, necklace, and bracelet for my mother in law for Christmas. We got them pretty cheap for real jewelry at a liquidation sale and they were put inside bags. We bought some gift boxes from walmart and tissue paper to wrap them in. It would work fine except if the box is moved around the jewelry will slide out of place. I don't want to tape it cause I think that will look crappy. Any suggestions on how to keep them in place ?

A. get a smaller box.

How does a Visa Gift Card work from WalMart when concerning online purchasing?
Q. I'm 19 years old and in college and have no desire of getting a real credit card right now. I've heard of the visa gift cards from Walmart, but do not understand how they work.
I'd like to buy something off of cheaperthandirt.com or amazon, but i do not know if they will accept a visa gift card. Also is it possible to have more than 100 dollars on a visa gift card. The reason I ask is because the equipment I would like to purchase is in the $130 range, and I have not seen visa gift cards that go up to this amount.

Is it possible to load more money on the card? Are there any monthly fees? Can I use the money on the card and then be done with it?

I have no desire to keep an ongoing credit card or anything that has ongoing fees. I just have a few items online I would like to purchase before Christmas.

Thank you for your time and any advice you can give me. Have a wonderful day!

A. Visa gift cards are just gift cards that can be used anywhere that accepts Visa credit cards (yes, you can use them online.) They are NOT credit cards.

You will need to have $130 available in order to pay for $130 worth of Visa gift cards. So if you're only doing this specifically because you need to do online shopping with merchants that only take credit cards, then that's fine.

But if you're trying to use this as credit somehow because you don't have the $130, then no. That's not how it works.

No, you can't re-load the card with more money.
No, there are no monthly fees; it's not a membership to anything, it's just a gift card. The same as if you walked into Best Buy and bought a Best Buy gift card, except that it can be used anywhere.

Dude, just get a real credit card. A low-limit, no-fee card won't cost you anything if you spend money the same way you do now. I've had my card for almost 4 years now, and Visa has never made a single penny off me because I pay off my balance each billing cycle, so there are never interest charges. The advantage is that it builds your credit score a little bit so that you will have at least *some* credit developed once you graduate.

Can i put money i have on a gift card onto a reloadable visa card?
Q. i have a gift card from walmart. but i want to take the money from the gift card and put it on a reloadable walmart prepaid visa card..anyone know if i can do this?

A. No it can only be used for Merchandise purchased from WalMart or Sam's Club




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