Saturday, December 15, 2012

If i use an old navy gift card & my debit card to make a purchase then make return will it go back to debit?

Q. If i use an old navy gift card & my debit card to make a purchase (ex I spend $50.00 gist card is worth $40.00 pay $10.00 on debit card) then make return of everything will old navy put it back on debit card? Or will they just give me store credit/gift card? Is there any way to get cash out of my gift cards without selling them on criagslist?

A. Nope. Refunds are always in the original form of payment. The register knows to split your refund in the same way you paid for it. The only way to get cash back is to pay with cash. Debit is a cash equivalent, so you'll get your $10 back in cash (or back to your debit card), and the rest will go back to a gift card.

You can redeem the Old Navy gift card at Gap and Banana Republic and online at the Gap Inc brand websites, so if you dont like Old Navy, try finding something you like at another Gap Inc. brand.

What is a good gift to get for an office party?
Q. I need to think of a good gift to bring to my office party. We each have a limit of $20 and it's a "steal a gift" exchange. I would like to bring something that everyone will want to steal! It's a group of mostly women with 2 or 3 men. Thanks!

A. Oooh, the dreaded office gift exchange!

The trick is to pick something fun and special, without being so specific that no one is interested in the gift. Start with a âbasicâ, and then add a few twists with clever packaging.

Basics

Movie passes
Movie rental card
Scratch tickets
Starbucks card
Pound of really good coffee
Itunes gift card
Mag light (That light that you shake and never needs batteries.)
Gift card from Old Navy, bookstore, coffee shop, popular store.
(Try to pick a store that has extra âperksâ with the card, one time I got an Old Navy card that said that if it was used in the week after Christmas buys also got a chance to win extra money to spend. )
Beautiful cake from a nearby bakery. (We did an Italian cream cake⦠was very popular)
Variety box of funky/fun greeting cards


Theme gifts - take a basic, and make it fun by bundling it with some inexpensive related items.

Old fashioned fun box:
Wind up toys, Matchbox cars, âParachute menâ, slingshot, Super bounce ball, Suction bouncy toys, Silly puttyâ¦.

Movie night:
Popcorn, candy, bowl, Movie rental card

Gourmet Java Jolt:
Coffee, Flavored syrup, and âFrotherâ (it is an inexpensive âwhipperâ to create foam, last one I bought was $7 bucks)

Summer fun:
Snorkle and fin set

Inside Joke:
Box of Diet Caffeine-free Dr. pepper. One of the girls in our office was crazy for it, so someone found 2 big packs of it, and wrapped it up for the swap. When it was wrapped it looked huge â after it was opened, everyone knew who it was for. But of course, she had something they wanted.. and so the negotiating began!

Maybe someone in your office has a quirky habit or interest that you can play off of!



Ideas for success:

Wrap the gift!
- Use an oversized box, people tend to go for the big boxes first
- Be creative. Wrap the present in a mysterious/fun way. Egg Carton (who would pick a "dozen eggs") ? Coffee can? Brown paper bag with a rubber band? Box from something else.
-Wrap smaller items (scratch tickets, gift cards etc.) in a larger box or with a larger item. For example:
-- a CD Case
-- Box of Candy canes (Protect the tickets in a plastic bag and tape to front of box). Looks like candy canes as they unwrap, until they see the tickets on the front.
-- Inside a pickle jar (I have a friend that does this one a lot... and it gets a good response, go figure!)
-- Use an Altoids tin for gift cards. If you are crafty, you can "remake" the tin into a one-of-a-kind box.

"Break the rules"

- Bring an extra âWhite Elephantâ gift, wrap it, and put it in the middle of the pile. Something crazy, ugly, laughable, and totally differentâ¦. (Whoever gets that one, can always pick again after the joking is done.) You never know, someone might actually want it!
-- Dog chewed shoe
-- Old child-size portable record player (was fought over.)
-- Look around, you probably have something that will work...

Have fun with it!

Things to avoid (unless you really, really, know that people in the office will like it.)
- Obvious "gift with purchase items"
- Practical joke items
- Dreaded holiday Combo packages.
- Edible underwear, or other adult items that might just go "oh so wrong"
- Gourmet Hot cocoa set with a mug
- Scented candles (if it was all women maybe....)

If i use an old navy gift card & my debit card to make a purchase then make return will put it back on debit?
Q. If i use an old navy gift card & my debit card to make a purchase (ex I spend $50.00 gist card is worth $40.00 pay $10.00 on debit card) then make return of everything will old navy put it back on debit card? Or will they just give me store credit/gift card? Is there any way to get cash out of my gift cards without selling them on criagslist?

A. That won't work. The registers are programmed to know exactly how much you spent out of your bank account and how much was on a gift card. It will refund it back the exact way you paid it...




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